It Started: How To Get Rich In The 2025 Market Reversal
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TARIFFS:
The U.S. just implemented tariffs on imports from Canada and China, with Mexico having just avoided tariffs for 30 days. The goal is to protect domestic manufacturing and reduce issues across the boarder for increaed security. However, while these tariffs could help American businesses compete, they may also lead to higher costs for consumers – not to mention, retaliation from Canada. This has caused the market to begin selling off.
STOCK MARKET:
When it comes to investing, over 20 years – only 40 days are responsible for whether or not you make – or lose money. On top of that, the best-performing days come right after the worst performing days. This is why “Investors consistently bought assets that were overvalued and sold assets that were undervalued" – and why it's so important to stay the course, long term. Ultimately, the biggest problem is that most investors lack patience and discipline, making decisions based on short-term fear and hype rather than long-term consistency.
HOUSING:
Despite elevated mortgage rates, home prices continue to rise due to persistently low housing supply. Limited inventory, coupled with strong demand, has kept prices elevated even as affordability worsens. Many potential buyers remain priced out of the market, especially first-time homebuyers facing steep competition and higher borrowing costs. While some analysts predict that a potential decline in interest rates later this year could provide relief, others caution that without significant increases in housing construction, affordability challenges will persist.
CRYPTO:
Bitcoin has seen renewed interest, with institutional investors increasingly entering the space. The recent approval of Bitcoin ETFs has added legitimacy to the asset class, drawing in traditional investors who were previously hesitant. The SEC also overturned the previous ruling, now allowing banks to custody digital assets without calling it a liability. Even though it’s too early to tell how this will play out, long term – it’s absolutely optimistic for the entire cryptocurrency market – and, my guess is that more established banks will begin to embrace it.
There have also been rumors about the United States creating a “national digital asset stockpile” for Bitcoin – but in terms of whether or not this will pan out – so far, the executive order is rather vague, stating that they will “evaluate the potential creation and maintenance of a national digital asset stockpile.. potentially derived from cryptocurrencies lawfully seized by the Federal Government through its law enforcement efforts.”
That’s why my entire investing blueprint is really simple:
One: I’m setting aside an amount I’m prepared to invest every month – and, I stick with it.
Two: This is diversified across 75% US equities, 15% international equities, and 10% Bitcoin ETF.
Three: I don’t intend on selling these for the next 20-30 years.
Four: I’m holding onto ALL of my real estate investments and making upgrades, as necessary.
Five: Repeat no matter what.
That’s it. It’s super simple, it’s not complicated, and historically – this has shown to yield the highest returns. Enjoy! If you're reading this, let me know in the comments! 🙂
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Sell all your houses and buy blockchain of nothing (bitcoin). Then if everything crashes you can still live in your piece of nothing! 🤣🤣🤣
U used to be informative man. U lost ur soul. I unsubsribed, so u won’t be annoyed by my comments anymore. Ciao
Hey Graham! Love the video was also just wondering what’s the name of the btc ETF you dca into?
Graham should Americans pay off high interest debt first?
Hey Graham! Really appreciate your videos, they’ve really impacted my life recently along with your podcast ! Tysm!
You got it !
Being a young adult, I must say there are definitely a lot of exciting opportunities for us! The power of compounding interest for us can’t go understated, hope I can bring more awareness of that to others!
Agreed – always buy / hold!
Compounding interest takes so long. I started investing when I was 25, and only now, more than 10 years later, I’m starting to get results.
Thank you my man, you really have helped me over the past 5 years. Thank you for helping me to get my credit, understand the economy better and of course for VOO!!!
Glad I could help!
I use to work at a CPA’s office and the original owner told me the best I could do was to invest now (early 20s) and keep it there. He said statistically if I leave my money there until retirement that money will have grown. So I’m leaving it there.
100%!
Just started watching you, appreciate someone around my age giving solid finance advice.
I appreciate that!
Every poo poo time is pee pee time but not every pee pee time is poo poo time.
wise words
amen
I should call her.
If you’re going to quote Jordan Peterson, at least give him credit
Amen
Great video, felt like a real return to form and the reason I subscribed years ago!
thank you so much!
Wow, I appreciate the detailed, “here’s what to do” solutions. Solid analysis. Thanks for all that you do for us.
I knew it would amount to dollar cost averaging over the long haul. But I watched the video anyhow. I’m glad that I did. Very informative.
You got it! Thanks for watching!
Ah, I haven’t watched yet. I got a little panicked. I thought Graham was finally going to tell us to sell😂😂.
This is why I bought the dip!!! These news reports are just so people panic sell
Well done!!
@@GrahamStephan thanks 🙏🏻 for replying!
One day it won’t be a dip and you will lose all
Trump hit Graham with “you gotta be quicker than that” lol
…I know, I had to re-do this video twice today before posting
Refreshing to hear that buying a home isn’t necessarily a good move rn. We lost money on the house we bought in 2022 and sold in 2024 and have been getting “flak” for not buying and getting in now to build equity and not pay someone else’s mortgage. But I can tell you, the house we are renting now is a nicer home in the same-ish market for $1000 less per month than our mortgage. It’s the better option in the short term for now.
Thanks for the perspective! Yeah, 2022 to 2024 was a difficult market (depending on the area). I know quite a few homes in Las Vegas who are selling less today than they paid in 2021-2022…renting seems to be the clear choice over the next few years.
You kept the house 2 years. If one is planning on staying in a house for 2 years buying should never be an option.
@@GrahamStephan I’m almost certain that if you just rent out half a duplex and compound your cash and continue buying homes for rent, it’s hard to fail. But the money has got to be right in the end. And that’s where America is stuck.
Don’t buy a house if you don’t plan to live there for at least 5 years
Choose better.
I bought A bunch of Palantir at 79 and sold when it boomed today at 100. Twas nice.
NOICE
@@GrahamStephan tyty
I sold at $27 and it quadrupled 😭
@@mattnemeth1333 NEVER SELL!!
That breaking bad joke was honestly funny 😂😭
haha thanks
Great video! You are always so well spoken and you make it easy to sit and relax for a few mins. Thanks Graham!
I appreciate that!
Someone told me in 2020 to hurry up and buy a home because it won’t be the same again. Dude was right.
Someone told me the same in 2019.
Somebody told me you had a boyfriend
You got lucky if you did when you had the chance in 2020, i fumbled the opportunity by having to be hospitalized
I fumbled getting one, if only I was 18 by then
I’ve been investing in VOO since I was 16 years old thanks to your videos. Keep up the good work Graham!
37yrs old went from $6,300 in debt to $2,200 in one payment. Could’ve made over $100,000, but guess what lol. I lost my job and been out of work for over a year and still looking for work. Credit Score 771. If I would have still had my job, I would have started a business confidently and mapped out my failures. I speak for only me. I got multiple investment accounts, but no job. I can now see where I can scale up towards. Never give up people. My biggest flex is getting my credit score up💯
In which sector you were working? Are you in the US?
Investing does not need to be complicated. In fact, the simpler the better in my opinion. I’m retired and did so at age 42 with about $1.8M for two people. We had an advisor from Morgan Stanley in our corner. Maxed 401k for many years and then saved additional in index funds in taxable account. Our rate of return has been around 10% percent per year in the taxable account over the last 10 years.
Agreed. I have some fun money in RH but the big majority is managed by Morgan Stanley. I actually outperformed them last year but the value they’ve added in other ways over the last several years is well worth it for me.
That’s amazing, congrats! I grew up in a cash only savings environment and a mother who has a small 401k saving. I’m just now learning about the stock market creeping towards 30 so I would appreciate more information about your advisor.
She goes by Amanda Mary Thome I suggest you look her up. To be honest, I almost didn’t buy the idea of letting someone handle growing my finance, but so glad I did.
I just Googled her name and her website came up right away. It looks interesting so far. I’m going to send an email to her and let you know how it goes. Thanks for sharing
I have Fidelity and they offer financial advisors… I was already in line with my investment choices like above, and followed the flow chart….Have my Roths, IRA, Brokerage, and 401K.
I will go back soon to discuss rollovers to from IRA to Roth.