What EVERYONE Needs To Do With Their Money (ASAP)

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PREVIOUS MARKET DROPS:

Year 1907: -50% Drop
This was a time when the stock market dropped 50% after the 1906 San Fransisco Earthquake, when heavy insurance payouts caused people to withdraw their gold from the banks. Afterwards, the market surged 193% in the next 4 years.

Year 1929: -83% Drop
Back then, the issue was that banks were lending out money so loosely, that nearly anyone could go and borrow money to invest with, with the expectation that – everything just keeps going up. However, once the stock market showed even the slightest glimpse of vulnerability, people began selling and pulling their money out from banks for fear that they would go out of business. That led to the stock market dropping 83% over 2.8 years, with a nearly 25% unemployment rate. In fact, the market didn’t fully recover for nearly 20 years – at which point, the economy enjoyed almost 14 years of consistent economic growth, averaging a gain of over 815% during that timeframe.

Year 1945: -22% Drop In 6 Months
This occurred as Veterans re-entered the work force and began competing for a limited supply of jobs – afterwards, we saw a 15 year long increase in the stock market, with prices rising over 935%.

Year 1974: -42% Drop
This occurred when President Nixon removed us from The Gold Standard, which linked the value of our dollar to the value of gold. However, this led to runaway inflation, the Federal Reserve raised rates to prevent prices from skyrocketing out of control, and that inadvertently caused prices of nearly everything to drop. But like clockwork – the markets continued climbing over the following 13 years, with an average gain of 845%.

Year 1987: 22% Drop In One Day
This is known as Black Monday of 1987 – although that was short lived, and not too much later, the markets rebounded and continued a climb of over 800% over the next 13 years.

Year 2001: -40-80% Decline During 'The Dotcom Bubble'
This was caused by a frenzy of speculation for internet related companies that eventually popped. Yet, despite this – the market still rebounded, and we saw over 5 years of almost 110% growth.

Year 2009: The Great Recession – 50% Drop
This resulted in a 50% market drop across several years, although prices later surged during 'The Greatest Bull Market In History.'

Year 2020: The Illness Crash – 30% Drop
This resulted in a 30% market drop, although the Federal Reserve stepped in, printed a LOT of money, and prices rose another 125% over the next few years.

Year 2025: The Trump Tariff – 20%?

Even though it’s easy to think that “Events like this are completely unique and unexpected” – the reality is, they happen more often than you'd expect. Throughout the last 80 years, there is SOMETHING that consistently happens which causes a stock market sell off. But, overtime – eventually – it recovers, and we continue moving on as normal.

So far, tried and true method, throughout the entire history of the stock market, that has proven successful – is just to BUY AND HOLD for a period of 20-30 years.

If you own stocks, and you intend to hold them for the next few decades – then, why would it matter if the prices drop 30%? RICHES ARE MADE IN RECESSIONS. We shouldn’t try to time these recessions by any means – but, if prices do happen to drop, it’s an opportunity. We shouldn’t panic, we shouldn’t be concerned, we should continue buying as normal and just see this as “I’m getting this on sale, I’m saving money."

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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.

Mano Kamgang
 

  • @GrahamStephan says:

    -Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further – enjoy! https://docs.google.com/spreadsheets/d/1dvIuuQIcN5VYrwR_eUHb6Vdhl0MeeRGO_Uu2ragCQTY/edit?usp=sharing
    -Take your personal data back with Incogni! Use code GRAHAM at the link below and get 60% off an annual plan: https://incogni.com/graham

    • @xOBS3SS10NX says:

      please change the share settings to “anyone with the link” we can’t open the spreadsheet!!

    • @hello987b says:

      Do you regret supporting Trump?

    • @Hangs4Fun says:

      I think the people that panick when prices crash, are ones whom have used margins.
      When you don’t have margins, just hold on to your shares and it will recover.
      The thing that margin usage surprises people is that once the prices really start going down, their margin is still the same. This makes the margin call come fast as it is more exponential than a linear thing.

    • @Swiplys says:

      Graham you’re overleveraged and you don’t want us to sell… I’m selling!!

    • @Bognerman14 says:

      I don’t know for how much longer I’ll be alive let alone retire is this the last thing I need with this stupid Trump tariff garbage

  • @ericwilson3211 says:

    You look so tired bro i feel it 😂😭

  • @mini_ko says:

    Graham looking 5 years older than usual.. just like the rest of us

  • @castmemberadventures says:

    Why did I have to be born in the most unique time in history, multiple times.

    • @GrahamStephan says:

      It’s almost like history keeps repeating itself!

    • @mvpAce says:

      History rhymes itself

    • @firghteningtruth7173 says:

      Dang, you were born multiple times? 😂

    • @castmemberadventures says:

      @firghteningtruth7173  No, the most unique time in history has happened in my lifetime multiple times.

    • @firghteningtruth7173 says:

      @@castmemberadventures I know. It was a joke because for the past 200 years, everyone says what you have. Think of those that lived through both world wars and the great depression. Perhaps you were born in the late 1800s and saw not only cars but planes. It goes on and on. Everyone that has been born since the dawn of the US has thought this to themselves.

      I am sure it goes back further. But, I am not a history buff, and technology advances exponentially. So you could make a case that prior to that…the statement would be hit or miss.

  • @johnpapp5945 says:

    Still can’t forgive 3 year old me for not buying a house in 2008. I was such an idiot to buy into the goo goo ga ga mindset.

  • @omicron942 says:

    sucks for people who were hoping to retire this year

  • @wangson3241 says:

    Please do a 2 year recap of how this turned out and what you would do differently if anything, 2 years from now.

  • @Matthew70714 says:

    In 1971, the price of gold was $35 per ounce, and the federal minimum wage was $1.60 per hour. At this wage, it would take about 22 hours of labor to afford one ounce of gold. Fast forward to today, where the price of gold has risen to approximately $3,000 per ounce, while the federal minimum wage stands at $7.25 per hour. At this wage, it would take about 414 hours of labor to buy one ounce of gold. This stark contrast highlights how the value of gold has skyrocketed, while the minimum wage has not kept pace, making gold much more difficult to afford relative to a worker’s earnings today compared to 1971.

  • @wallemberg7538 says:

    In my opinion<, according to what I heard in my college macroeconomics class, the reason why lower inflation would hurt the middle class is because, in order for the FED to lower inflation, they have to raise rates, lowering debt, which lowers demand. Any lower prices would be from a decline in demand. If they just get rid of all the money that they printed, reversing our inflation and bringing prices to how they were, our economy would likely collapse overnight. That's why historically, the FED dropping inflation by a percent has had a 2-3 percent decrease in GDP. But the recent surge in demand from inflation is only temporary, as people will eventually adjust and cut back on spending, which we are starting to see. The FED has backed itself into a corner. My advice to anyone feeling the heat in this inflation, just trade long term more than ever, I have made over 720k from day trading with Kristie Leslie in few weeks, this is one of the best medium to backup your assets incase it goes bearish..

  • @hjewkes says:

    These percentages can be a bit misleading. If you have $100k and it drops 90% and then gains 90%, you have $19k

  • @greeksandromans says:

    The difference between this event and past events is that this is an engineered decline, not a bubble or correction. Not sure conventional wisdom still applies.

    • @ChoooChooo says:

      It’s a correction imo

    • @Nashinash says:

      A correction with a catalyst.

    • @LestersB says:

      No difference. Trump is only in office for 4 years.

    • @ackniculousone3774 says:

      ​@@Nashinashan incorrection, man-made by someone who once again believes he knows more than every other world leader and every leading economist in this country and throughout the world. And he has a large group of followers that will fall off the cliff with him. Unfortunately, the rest of us will take the fall unwillingly.

    • @rik215 says:

      To some degree..past events were engineered as well…or were they?

  • @CaliforniaCamper101 says:

    Still can’t forgive myself for being 14 grinding call of duty zombies smoking blunts and not buying bitcoins 😂😂😂😂

  • @bb-je3yz says:

    One important thing to note here is that the tariffs’ size alone are not what is solely responsible here, but also the fact these incredibly high tariffs are not backed by robust industrial policy to incentivize consumers to support our domestic industries or even give the domestic industries a fighting chance at competing with the foreign industries. The fact that they are mostly just flat tariffs not targeted towards specific industries is also very unhelpful. It’s all kind of like saying you’re gonna fly and then jumping off a mountain top without any wings or even a parachute. You’re just taking this giant risk hoping something amazing happens with no plan or support to help you even kind of achieve it.

    • @PrincessLolly1 says:

      Your explanation is quite nuanced. Too bad for the 99% of us that many of the elected and appointed leaders in power right now wouldn’t be able to understand it and incorporate the new-found knowledge into their actions.

    • @ak6143 says:

      This correction has been brewing for a while. Markets have been pumping on speculation vs sound economic health of businesses. The tariffs are just the convenient boogyman

    • @sarahhagen2051 says:

      @@ak6143no, this all on one man

    • @bb-je3yz says:

      @@ak6143 the convenient bogeyman or the but-for cause?

    • @sarelloo says:

      THIS! Tariffs should be corrective in that it OBJECTIVELY shouldn’t be so cheap to ship a piece of crap you ordered on an enormous, fuel guzzling cargo ship from China to your doorstep.
      But it IS OBJECTIVELY very efficient to ship aluminum made in Winnipeg four hours away to Fargo to manufacture farming implements. And the two should not be levied the same.

  • @Team_Bramhman_yt says:

    Agreed, The most advanced technology out is a SONE70K.

  • @annadasilva6342 says:

    This advice is valuable for people who have the luxury of time. For people who have invested most of their money and are now seniors, this is a forking nightmare. They don’t get another chance.

    • @alannegrete4811 says:

      Luxury off time and/or money. Essentially the top 1% for sure

    • @kilozulu9990 says:

      Why were you in stocks that close to retirement? You have no one to blame but yourself.

    • @brockbrawn1524 says:

      Buddy we don’t even have a chance to TRY and lose anything if here’s nothing to begin with. Get in line.

    • @Anexoticadventure says:

      @@kilozulu9990 Why? Probably because people don’t pull out their entire portfolio at retirement, but take regular draws to avoid getting hit with a huge tax bill. You might want to try keeping the sociopathic comments in check and instead do some homework.

    • @DrRobotnik. says:

      @@Anexoticadventure You’re the one who needs to do some homework. Any financial planner worth their salt will tell someone to change their investment portfolio as they get closer to retirement and move away from riskier investments to safer investments.

  • @ColdWindPhoenix84 says:

    I love how your last few videos are a little clickbaity, informative, and then end with the same basic strategy. Makes me feel good about following that strategy. Thank you.

  • @petertuber7859 says:

    Videos like this are everywhere right now. Run.

  • @Mateo-et3wl says:

    Video starts at 8:00

  • @odigomez1787 says:

    The problem is this isn’t a market correction, this IS bad policy.

  • @MILFSLAYER6969 says:

    What everybody needs to do with their money ASAP… Nothing. Got it!

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